Shop Now, Pay Over Time
60 MONTHS SPECIAL FINANCING*
On purchases with your CITY Furniture Credit Card. Fixed monthly payments required for 60 months. No down payment or minimum purchase required.
0% INTEREST WITH DEFERRED PAYMENTS FOR 18 MONTHS*
On purchases of $1,495 or more made with your CITY Furniture credit card. No interest will be charged if the promotional balance is paid in full within 18 months. If not, interest will be charged from the purchase date. Minimum monthly payments required.
Why CITY VIP?
NO ANNUAL FEES1
Get these benefits with no annual fee1
NO DOWN PAYMENTS2
At time of purchase with special financing2
EASY MONTHLY PAYMENTS3
12, 18, & 60 months financing on qualifying purchases3
UP TO $1000 IN STATEMENT CREDITS4
Earn exclusive cardholder savings on a qualifying purchase when shopping participating events4
EXCLUSIVE VIP ACCESS TO SPECIAL EVENTS5
Early access to sales, and exclusive cardholder-only savings5
FREE UPGRADE TO SAME DAY DELIVERY6
Get your order faster with a free upgrade on in-stock orders6
Frequently Asked Questions
General Questions
New Customers
Existing Customers
Does CITY Furniture have its own credit card as a financing option?
Yes, we have the CITY Furniture VIP Credit Card.
What is the CITY Furniture VIP Credit Card? Where can it be used?
CITY Furniture offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again at cityfurniture.com, at CITY Furniture retail locations, and at Ashley HomeStore showrooms in Fort Myers, Miami, and West Palm Beach media markets. Find a CITY Furniture showroom to use the CITY Furniture VIP Credit Card.
How do I apply for the CITY Furniture VIP Credit Card?
Do I need to start making my payments before receiving the product?
Once your purchase has been completed at CITY Furniture or participating Ashley HomeStore locations, that promotional purchase balance will appear on your next billing statement, and you will be required to make the (minimum) monthly payments per your financing promotion.

