Choose the financing offer that works best for you
If you're one of the many people who prefer not needing credit to qualify, the City Furniture no credit needed payment plan may be right for you.
***No Interest on Purchases If Paid In Full Within 6 Months or Within 12 Months. Deferred interest period is determined by creditworthiness, and if approved for a Genesis Credit Account, you will be notified if your purchases are subject to 6 months of deferred interest or 12 months of deferred interest. In all cases, interest will accrue and be charged to the account at an APR of 27.9% from the purchase date if the purchase is not paid in full by the end of the deferred interest period, or the account becomes 180 days past due or is charged off for any reason. Monthly minimum payments required. To view the Account pricing and terms, please click on the “Apply Now” button below. Genesis Credit Account are issued by First Electronic Bank, Member FDIC.
*On purchases with your City Furniture Credit Card from 5/12/2020 - 6/1/2020. Equal monthly payments required for 6 and 12 months. No down payment or minimum purchase required. No Interest Charges will be assessed if the promotional purchase balance is paid in full within the Promotional Period, which is in 6 or 12 months. If the promotional purchase balance is not paid in full by the end of this Promotional Period, interest will be imposed from the date of purchase at the Annual Percentage Rate of 29.99%. If the word variable appears in the previous sentence, that APR will vary with the market based on the prime rate. Minimum monthly payments are required. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchase.*
**On purchases with your City Furniture Credit Card from 5/12/2020 - 6/1/2020. Fixed monthly payments required for 60 months. No down payment or minimum purchase required. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.1242% of initial promo purchase amount and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. No minimum purchase or down payment required. Taxes and delivery fees are separate and are due at purchase. We reserve the right to discontinue or alter the terms of this offer anytime.