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City Furniture Credit Card
City Furniture Credit Card By Synchrony Bank

Style Your Home Now, Pay Over Time

One easy application to find the best financing for you so you can shop now and pay over time.

  • Convenient Monthly Payments
  • Special In-store and online deals

Featured Offers

Choose the financing offer that works best for you

6 or 12 Months*

  • No Min Purchased Required
  • No Down Payment Required
  • Available Online and In-store
  • Choose 6 or 12 months at checkout
Offered by Synchrony
Limited Time Offer

60 Months**

  • No Min Purchased Required
  • No Down Payment Required
  • 9.99% APR for 60 Months** Fixed monthly payments required for 60 months.
  • Available Online and In-store
  • Choose 60 months at checkout
Offered by Synchrony

Other Financing Options

Manage Your Account:
  • Check your balance
  • Make a payment
  • Review your spending limit and more...
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  • No Credit Required
  • 90 Day Payment Option
  • Instant Approval
  • In-Store Purchases Only

If you're one of the many people who prefer not needing credit to qualify, the City Furniture no credit needed payment plan may be right for you.

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No Interest if Paid In Full Within 6 or 12 Months*

On purchases with your City Furniture Credit Card from 11/23/20 - 1/28/21. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 or 12 months. Minimum monthly payments required.

*No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

9.99% APR Financing for 60 Months

On purchases with your City Furniture Credit Card from 11/23/20 - 1/28/21. Fixed monthly payments required for 60 months. No down payment or minimum purchase required.

**Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.1242% of initial promo purchase amount and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. No minimum purchase or down payment required. Taxes and delivery fees are separate and are due at purchase. We reserve the right to discontinue or alter the terms of this offer anytime.