Acima | Financing Options | CITY Furniture

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CITY has partnered with Acima to offer a flexible, lease-to-own solution to help you
take home the products you need.

Acima Leasing Makes It Possible

Instant Shopping Power

Get an instant decision for a lease that will allow you to lease merchandise with a cash price up to $6,000.**

An Alternative to Credit

You can get the things you want for your home without using credit.

Easy Payment Options

Make flexible lease renewal payments that are conveniently scheduled with your payday.

Already have an Acima Account?


Flexible Terms That Put You in Control

Complete the Lease
After all scheduled lease renewal payments have been made as detailed in your agreement, the merchandise is yours to keep.
Early Purchase Savings
You can choose to purchase your item at any point during the lease at a discount. The sooner you do so, the more you save.
90-day Purchase Option
Own the items with a low & flexible payment schedule that ranges between 12 – 24 months, or early purchase at a discount anytime. Customers who use the First Early Purchase Option in the first 90 days of the agreement save big on leasing costs.

Get Approved for up to $6,000** In Leasable Merchandise

Our application is fast and easy to complete, and won't harm your credit. You could get approved for $300 to $6,000** of shopping power by meeting these basic requirements:
  • An active checking account with at least $750 of income per month.
  • 3 months of income history with your current source of income.
  • Government-issued photo ID and SSN or Taxpayer Identification Number.
* Acima offers lease-to-own transactions. "The No Credit Option", "An Alternative to Credit" or "Shop Without Using Credit" means this is not a loan, credit, or financing. It does not mean that no inquiry will be made of credit history. Acima obtains information from consumer reporting agencies in connection with a lease application. We consider multiple data points during application review and regularly approve customers with less than perfect credit history. Acima Cash Price may include a mark up over invoice price. Acquiring ownership by leasing costs more than the retailer's cash price. Not available in MN, NJ, WI, or WY. Not all applicants are approved. See lease for details.
**"Get Approved up to $6,000" refers to maximum amount Acima Leasing will spend to acquire goods from a retailer to provide to you, subject to a lease purchase transaction. Maximum amount is based on an e-commerce application. Approval and amount subject to review and verification of your application. Not all applicants are approved.

“$1 to start” is available for applications online and in select stores from 1/23/24 – 2/26/24, does not include taxes, & refers to the rental period from agreement start date to 1st scheduled renewal payment. On 1st renewal date, regular rental rates, taxes & fees will apply. Rate, term, and total cost vary by item selected. This is not a promotion for a specific transaction/item nor an offer for a loan, credit, or financing. See lease for payment amounts & rental terms. Offer will not reduce the number of payments, total amount to acquire ownership, or purchase option amount. Not available in MN, NJ, WI, & WY. Customers in California will pay a $0 initial rent payment and a $1 processing fee to start..
"Customers may return the property at any time without penalty, please contact Acima to set up the return.